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Which among the following statements is NOT correct for the Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana?

Solution

✅ Correct Option: 1

Option 1 -> Claims health cover is "one-time" of Rs. 5 lakh per family, which is incorrect as the scheme provides annual renewable coverage, not one-time.

Option 2 -> Correctly states the scheme covers 3 days of pre-hospitalization and 15 days of post-hospitalization expenses.

Option 3 -> Correctly mentions there are no restrictions on family size, age, or gender for beneficiary coverage.

Option 4 -> Correctly states that benefits are portable and can be availed at any empaneled hospital across India.


Hence, Option 1 -> The Ayushman Bharat scheme provides Rs. 5 lakh health cover per family per year (annual renewable benefit), not as a one-time cover. This is a critical distinction as beneficiaries can utilize this coverage every year for secondary and tertiary care hospitalization -> correct

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